LDO / CREDITProposal byOWN

Borrow without selling LDO.

Lock LDO, receive stablecoins, and repay through fixed monthly installments. With no liquidation risk from price volatility.

LTV
50%
Fixed APR
7%
Term
5 years
USD-equivalent stablecoins

Enter one amount to join the non-binding borrower signup. This is not a loan application or commitment.

LDO collateral required
$200,000
≈ 516,471.57 LDO
Monthly payment
$1,980.12
Interest over 5 years
$18,807
Total repayment
$118,807

Source: CoinGeckoObserved: Status: Current

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How it works?

Lido DAO supplies stablecoins; holders borrow against LDO and return principal plus interest over time.

  1. 01 / Fund

    Lido DAO commits stablecoins

    A defined amount is allocated from the treasury.

  2. 02 / Secure

    Holder locks LDO

    The borrower posts LDO worth twice the loan.

  3. 03 / Release

    Stablecoins arrive

    The borrower receives liquidity without selling LDO.

  4. 04 / Repay

    Payments return

    Fixed principal and interest flow back each month.

  5. 05 / Unlock

    LDO is reclaimed

    The final scheduled payment unlocks the collateral.

Borrower condition: missed repayments will result in loss of the locked collateral.

Borrower interest, in aggregate.

Borrower interest starts here.

Choose an amount and add a non-binding signal. Aggregate demand will appear as borrowers sign up.

Add your signal

What we’re proposing to Lido DAO.

  1. Allocate stablecoins

    Lido DAO would open a lending facility offering fixed-rate loans to LDO holders.

  2. Lend against LDO

    Borrowers would lock LDO worth twice the loan and repay monthly over five years.

  3. Return capital and interest

    Scheduled repayments would return principal and interest to the Lido DAO treasury.